THE LIFETIME VALUE OF A STUDENT LOAN RELATIONSHIP

October 30, 2018

“This unrelenting pace of growth has made student loans the second largest category of debt in the consumer credit market, second only to mortgages, a historic switch that took place in the direct aftermath of the 2008 financial crisis. This almost three-fold increase in student loan debt has occurred despite total postsecondary enrollment falling by over a million students.” 2 From a bank and credit union perspective, however, the statistics could signal a market opportunity. As a percentage of total student loans, private loans peaked at 25% in 2007 and 2008, before dropping to 7% in 2010 in response to Obama-era regulatory changes.

Spotlight

Peekapak

Peekapak is an award-winning, social & emotional learning (SEL) program designed for the classroom and the home. Developed by education experts, Peekapak's innovative curriculum combines teaching skills like gratitude, empathy and self-regulation with Common Core reading and writing standards. Peekapak aims to make SEL learning resources more accessible with its freemium website. Recipient of the Centre For Social Innovation's Ontario Catapult Microloan, SheEO program and Grand Prize Winner of the It's a Start Competition.

OTHER WHITEPAPERS
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Designing ProjectBased Learning Curricula

whitePaper | May 30, 2022

Project-based learning (PBL) is an inquiry-based approach that aims to engage students in challenging, active, and meaningful experiences connected to the world outside the classroom (Baines et al., 2021a). Project-based learning can improve student performance on traditional measures of academic achievement, build social and emotional learning skills, and engage students in deeper learning. This means focusing on higher-order think-ing and skills that will help students succeed in college, their future careers, and their lives as active members of their communities. The alignment of PBL and deeper learning is supported by a growing body of evidence that PBL has a significant positive impact on student learning and other outcomes of deeper learning (Duke et al., 2021; Deutscher et al., 2021; Krajcik et al., 2021; Saavedra et al., 2021). This paper will provide guidance for those who are designing curricula1 to achieve similar goals through project-based learning.

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Outlook 2023: What Matters and What Works in Literacy Instruction

whitePaper | November 16, 2022

Implementing the science of reading can have a profound impact on student growth. To discover what works in literacy instruction, and tips on how to take readers from struggling to success, download the FREE guide.

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Proven Instructional Models to Help Unique Learners Achieve

whitePaper | August 29, 2020

What are some strategies teachers use to engage students? And what teaching practices are the most effective in helping students reach their learning goals? This paper explores approaches that can help educators establish a positive framework for academic and social growth. Discover three research-based teaching practices that support teacher success and student achievement.

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REASONS WHY TEACHING LITERACY IS LIKE LEARNING TO RIDE A BIKE

whitePaper | July 17, 2020

Once you know how to read, it feels so natural that it is easy to take for granted as an innate skill we all possess—kind of like riding a bicycle and forgetting you had to learn how. Yet, we continue to see a growing crisis of illiteracy across our education system, with students at every grade level falling behind in reading test scores.

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Empowering Students with Equitable Access to Career Experiences

whitePaper | August 8, 2022

Aiming to help all students succeed beyond high school, a growing number of K-12 school systems are expanding opportunities for career exploration and experience as well as extending these activities into the younger grades.

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WHY IMPLEMENTATION OF E-LEARNING INTO HIGHER EDUCATION IS STILL AN ISSUE?

whitePaper | December 11, 2019

Application of ICT and e-learning has to be carefully planned and devised to be set in the pedagogical context. Teachers need new knowledge and skills. Teachers need support and training how to efficiently implement new technologies into teaching and learning. National and university policies on education – include e-learning as a part of educational process, clearly defined activities. EC recommendations on modernisation of HE. E- learning still considered as a trend and as an option.

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Spotlight

Peekapak

Peekapak is an award-winning, social & emotional learning (SEL) program designed for the classroom and the home. Developed by education experts, Peekapak's innovative curriculum combines teaching skills like gratitude, empathy and self-regulation with Common Core reading and writing standards. Peekapak aims to make SEL learning resources more accessible with its freemium website. Recipient of the Centre For Social Innovation's Ontario Catapult Microloan, SheEO program and Grand Prize Winner of the It's a Start Competition.

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