Home > Resources > Whitepapers > THE LIFETIME VALUE OF A STUDENT LOAN RELATIONSHIP

THE LIFETIME VALUE OF A STUDENT LOAN RELATIONSHIP

October 30, 2018

“This unrelenting pace of growth has made student loans the second largest category of debt in the consumer credit market, second only to mortgages, a historic switch that took place in the direct aftermath of the 2008 financial crisis. This almost three-fold increase in student loan debt has occurred despite total postsecondary enrollment falling by over a million students.” 2 From a bank and credit union perspective, however, the statistics could signal a market opportunity. As a percentage of total student loans, private loans peaked at 25% in 2007 and 2008, before dropping to 7% in 2010 in response to Obama-era regulatory changes.

I'm For Real

Enter your details once to access all our information and resources

Spotlight

Kean University

Kean distinguishes itself through excellence in academics, strategic investments in both research and cultural facilities and initiatives, and a commitment to the success of every student. Dedicated to preparing students for rewarding careers, lifelong learning, and fulfilling lives, Kean offers a broad range of disciplines, the expertise of a diverse and world-savvy faculty, and a student-centered learning environment and campus community.

OTHER WHITEPAPERS
news image

Nutanix Frame Streamlines Distance Learning

whitePaper | June 1, 2021

Colleges and universities everywhere are preparing for a world in which distance learning has become a critical capability and an important differentiator in the wake of the COVID-19 pandemic. While providing a substitute for in-person lectures is important, successful distance learning also means ensuring that students have access to the computing services and applications they need. The ability to deliver a good user experience is essential.

Read More
news image

Integrating SEL into Remote Learning

whitePaper | August 10, 2020

During periods of time when they can’t physically go to school, students might find it more difficult to (1) take care of themselves, (2) connect with each other, and (3) find sources of meaning and vitality—so these need to be the focus of online social-emotional learning. Students might find it more difficult to take care of themselves when they’ve lost their daily routines. They might get less exercise when they’re not walking or biking to school, or running around during PE. They might not be sleeping well due to altered schedules and added responsibilities at home.

Read More
news image

How to Adapt and Respond to New Expectations for Postsecondary Education

whitePaper | March 17, 2023

It’s no secret that enrollment in colleges and universities declined markedly during the COVID-19 pandemic. These losses are now putting intense competitive pressure on higher education institutions to recoup their student populations for fiscal viability.

Read More
news image

Enabling Conditions for Scaling Project-Based Learning

whitePaper | March 28, 2021

This paper reviews the work of the Enabling Conditions Collaboratory (ECC), a team of researchers that looked across research projects to study the conditions that support the success of project-based learning.

Read More
news image

To Make Big Changes for Students, Teachers Should Think a Little Smaller

whitePaper | September 30, 2020

Change in education tends to focus on the systems level. This makes sense. Policymakers have to ensure that reforms address the needs of massive numbers of children, and teachers need clear strategic direction and deep research upon which to base their work. Yet if the theories and research are to be meaningful, these initiatives need to be taken up by teachers as everyday practice.

Read More
news image

The growing demand for international schools within a mid-market fee point

whitePaper | May 15, 2021

The last two academic years have shown a notable growth in demand for international schools with a mid-market fee point. They are now a significant sector within the global international schools market.

Read More

Nutanix Frame Streamlines Distance Learning

whitePaper | June 1, 2021

Colleges and universities everywhere are preparing for a world in which distance learning has become a critical capability and an important differentiator in the wake of the COVID-19 pandemic. While providing a substitute for in-person lectures is important, successful distance learning also means ensuring that students have access to the computing services and applications they need. The ability to deliver a good user experience is essential.

Read More

Integrating SEL into Remote Learning

whitePaper | August 10, 2020

During periods of time when they can’t physically go to school, students might find it more difficult to (1) take care of themselves, (2) connect with each other, and (3) find sources of meaning and vitality—so these need to be the focus of online social-emotional learning. Students might find it more difficult to take care of themselves when they’ve lost their daily routines. They might get less exercise when they’re not walking or biking to school, or running around during PE. They might not be sleeping well due to altered schedules and added responsibilities at home.

Read More

How to Adapt and Respond to New Expectations for Postsecondary Education

whitePaper | March 17, 2023

It’s no secret that enrollment in colleges and universities declined markedly during the COVID-19 pandemic. These losses are now putting intense competitive pressure on higher education institutions to recoup their student populations for fiscal viability.

Read More

Enabling Conditions for Scaling Project-Based Learning

whitePaper | March 28, 2021

This paper reviews the work of the Enabling Conditions Collaboratory (ECC), a team of researchers that looked across research projects to study the conditions that support the success of project-based learning.

Read More

To Make Big Changes for Students, Teachers Should Think a Little Smaller

whitePaper | September 30, 2020

Change in education tends to focus on the systems level. This makes sense. Policymakers have to ensure that reforms address the needs of massive numbers of children, and teachers need clear strategic direction and deep research upon which to base their work. Yet if the theories and research are to be meaningful, these initiatives need to be taken up by teachers as everyday practice.

Read More

The growing demand for international schools within a mid-market fee point

whitePaper | May 15, 2021

The last two academic years have shown a notable growth in demand for international schools with a mid-market fee point. They are now a significant sector within the global international schools market.

Read More
More Whitepapers

Spotlight

Kean University

Kean distinguishes itself through excellence in academics, strategic investments in both research and cultural facilities and initiatives, and a commitment to the success of every student. Dedicated to preparing students for rewarding careers, lifelong learning, and fulfilling lives, Kean offers a broad range of disciplines, the expertise of a diverse and world-savvy faculty, and a student-centered learning environment and campus community.

Events