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THE LIFETIME VALUE OF A STUDENT LOAN RELATIONSHIP

October 30, 2018

“This unrelenting pace of growth has made student loans the second largest category of debt in the consumer credit market, second only to mortgages, a historic switch that took place in the direct aftermath of the 2008 financial crisis. This almost three-fold increase in student loan debt has occurred despite total postsecondary enrollment falling by over a million students.” 2 From a bank and credit union perspective, however, the statistics could signal a market opportunity. As a percentage of total student loans, private loans peaked at 25% in 2007 and 2008, before dropping to 7% in 2010 in response to Obama-era regulatory changes.

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Coursera

Coursera was founded by two computer science professors at Stanford with a vision of providing life-transforming learning experiences to anyone, anywhere. It is the world’s largest online learning platform for higher education. 170 of the world’s top universities and industry educators partner with Coursera to offer courses, Specializations, and degrees that empower over 35 million learners around the world to achieve their career goals. Over 1,400 companies use the company’s enterprise platform Coursera for Business to transform their talent. Coursera is backed by leading venture capital firms such as Kleiner Perkins Caufield & Byers, New Enterprise Associates, GSV Capital, International Finance Corporation, Laureate Education Inc., and Learn Capital.

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THE LIFETIME VALUE OF A STUDENT LOAN RELATIONSHIP