Removing Late Payments From Your Credit Report

In 2020, most people have countless monthly expenses, and it can be too easy to miss a payment. Missing repeated payments can be extremely damaging to your credit score, which can reduce your chances of being accepted for loans and credit cards. It can happen to the best of us, and thankfully, it’s not the end of the world. There are ways you can remove late payments from your credit report – keep reading to find out how.

Spotlight

Cursim

At Cursim, we take a different approach to e-learning, which is based on years of experience, continuous refinement and a structured approach. And though structure is not a word that is often paired with passion, it is one that delivers results for our clients.As for our passion…well, it is found in our unyielding commitment to learning and empowering those with knowledge. See? That’s how structure and passion work together.Bottom line. Our goal is to create custom, beautiful and engaging elearning content that ‘wows’ our clients AND their learners.

OTHER ARTICLES
Online Education

Trending online courses in business, data science, tech, and health

Article | July 19, 2022

With more world-class content launching every week, there are always new topics to explore, new skills to learn, and new ways to achieve your goals. These latest courses, Specializations, Professional Certificates, and MasterTrack™ Certificates cover everything from AI, blockchain, and cybersecurity, to contact tracing, social work, and UX design. What will you learn next? Financial technology (FinTech) is changing the way we think about financial services, and with blockchain technology serving as an encryption base for a variety of applications, understanding its use and limitations is a critical skill for FinTech leaders across industries.

Read More
Education Technology

5 Ways to Help Women Achieve Educational Success

Article | August 4, 2022

While the pandemic continues to wreak havoc on our economy, women continue to be disproportionately impacted. Now is the time to look at the long game. What changes can society make in order to insure that when the next big crisis happens, women don’t bear the brunt of it. Education, of course, has always been on the front line of changing societal disparities. However, much of the time we don’t look at the root causes of why young women underperform in certain areas. Below are five ways we can position women for educational success, from girlhood to the moment they walk into their first job. If you are a teacher, give this list to the parents you work with. Help them set the tone now so our girls grow up ready to take on the world. DON’T TELL ME I’M PRETTY Little girls, from the time they are young, are praised for how beautiful they are.  We talk to girls about how they look and boys about what they do. This escalates when little girls hit puberty. This is when girls start deriving their social capital from their looks and their grades start to tank. Fight this trend by praising young women for what they do. Don’t say, “You’re so beautiful!” Instead say, “I love how curious you are about the solar system! You’re such an interesting person to talk to!”   DON’T TELL ME I’M SMART This sounds a little bit strange, but often little boys are praised for their hard work and girls are praised for their inherent intelligence. The problem with this is that when a little girl doesn’t do well she thinks it has to do with how smart she is rather than her work ethic. Her failures become a referendum on her intelligence.  Say, “Wow, you really worked hard” rather than, “Wow, you’re so smart!” You can always work harder, but you can’t change the brains you were born with!    DON’T BE TOO NICE TO ME When young women struggle in the sciences or STEM, often parents try to protect their feelings.  This can take the form of telling young women who are struggling that perhaps their major is just too hard --maybe they should do something that makes their life a little easier. Boys get the message not to give up - girls get the message to take the path of least resistance. Don’t coddle your girls. Hold them to the same tough standard you have with your boys.   DON’T SEE ME ONLY AS A GIRL OR A WOMAN Understand that if you are trying to support women you cannot do that in a White Woman vacuum. If a young woman you know is struggling, look at the other issues that might be intersecting. Does she have a disability? Is she a woman of color? Is she the first generation to go to college in her family? Audre Lorde famously said “there is no such thing as a single issue struggle because we do not live single issue lives.“ Make sure you are not treating every woman as if she is the same simply because of her gender. There could be all kinds of intersections that are also impacting her situation.   DO VALUE MY VOICE If you are an educator, pay attention to who you are listening to. Note how you value different voices. The patterns that impact girls and young women follow them throughout their education and into adulthood. Pay attention to who you’re calling on in class. Whose voice gets more weight? Watch for classroom dynamics that make certain people feel they have the right to speak and others feel they must remain silent. Be sure to encourage every student from kindergarten to PhD candidates to speak up and then make sure you’re listening. It’s wonderful how much weight we give to the voices of men and boys. Women should be afforded the same courtesy. Women’s success doesn’t just come from hiring women or making sure we are paid the same for doing the same work. It comes from making sure every woman, from the time she is a little girl, is given the message that she has worth, and that if she works hard enough, she can achieve her dreams. Let’s not tell our girls that they are pretty flowers who might crumble when life knocks them down. Let’s give them the message that life can be hard, but they can work harder, and if they do, success will be theirs. Eliza VanCort is an in-demand consultant, speaker, and writer on communications, career and workplace issues, and women’s empowerment. The founder of The Actor’s Workshop of Ithaca, she is also a Cook House Fellow at Cornell University, an advisory board member of the Performing Arts for Social Change, a Diversity Crew partner, and a member of Govern For America’s League of Innovators. Her first book, A Woman’s Guide to Claiming Space: Stand Tall. Raise Your Voice. Be Heard., publishes May 11, 2021.

Read More
Continuing Education

Using Project-Based Learning to Develop 21st Century Skills

Article | November 15, 2022

In today’s learning environment, students need more than academic knowledge to thrive in college, careers and beyond. As a result, educators are dually tasked with increasing core subject comprehension and developing 21st-century skills, especially in STEM. Project-based learning (PBL) is designed to do both. By inviting students to solve real-world challenges in their own community, we can draw the connection between these modern skills and the changing world around us.

Read More

Why Shawnee Mission Schools Chose Lightspeed Systems For Virtual Learning

Article | July 29, 2020

Like many districts and schools this summer, Kansas-based Shawnee Mission School District is making back to school plans and gearing up for the possibility of continued virtual learning. To prepare for their new normal, Shawnee Mission is adjusting their district calendar for more professional learning, installing sanitizing stations in schools, and purchasing a filtering solution to facilitate safe learning—on and off campus.

Read More

Spotlight

Cursim

At Cursim, we take a different approach to e-learning, which is based on years of experience, continuous refinement and a structured approach. And though structure is not a word that is often paired with passion, it is one that delivers results for our clients.As for our passion…well, it is found in our unyielding commitment to learning and empowering those with knowledge. See? That’s how structure and passion work together.Bottom line. Our goal is to create custom, beautiful and engaging elearning content that ‘wows’ our clients AND their learners.

Related News

Education Technology

The University of Arizona Global Campus (UAGC) Partners with the National Sheriffs' Association to Provide Tuition Benefits to its Members

Zovio | December 24, 2021

The University of Arizona Global Campus (UAGC) proudly announced today a new education partnership with the National Sheriffs' Association. The new partnership offers 35% off tuition for bachelor's and master's programs for qualifying members of the National Sheriffs' Association and their immediate family members. The program is open to its 22,000 members nationwide, and selection is subject to terms and conditions. "We are extremely pleased to welcome the National Sheriffs' Association to the UAGC family. There is no greater power than the power of education, and we take great pride in helping people strive to learn more. We look forward to watching sheriff department members from across the country discover new opportunities by choosing to continue their lifelong learning journey." University President Paul Pastorek Sheriffs' departments work to serve and protect citizens all around this country every day. The new partnership with UAGC provides a flexible online model and class format conducive to the scheduling demands that go along with working in this vital profession. Coursework can be completed from any location and students are afforded the opportunity to take classes that accommodate their lifestyle and schedule. Students can leverage their employer-sponsored tuition program to start or complete a degree through courses that, depending on the degree level, last five or six weeks which enable them to study at the times that work best for them. The program is managed by Zovio Employer Solutions (ZES), which is an important service provided by Zovio. Zovio Employer Solutions helps more than 1,300 companies and organizations across the country optimize usage of their corporate tuition assistance programs in partnership with the University of Arizona Global Campus. This includes full tuition grants and reduced tuition programs through the University of Arizona Global Campus. "Zovio has and will continue to work strategically with UAGC to explore new pathways to support student success," said Zovio's CEO Randy Hendricks. "In partnership with the University of Arizona Global Campus, Zovio Employer Solutions looks to educate and serve more students, including adult learners seeking to reskill and upskill. We look forward to serving the National Sheriffs' Association." About University of Arizona Global Campus The University of Arizona Global Campus ("Global Campus" or "UAGC") is an independent university that is operated in affiliation with the University of Arizona. Global Campus is designed to provide flexible opportunities for working students from diverse backgrounds who seek to gain knowledge and skills that will help them to achieve their life and career goals. Global Campus is accredited by the WASC Senior College and University Commission (WSCUC) and is one of the nation's most innovative online universities with approximately 35,000 students. UAGC offers more than 50 degrees at the associate, bachelor's, master's and doctoral levels. About Zovio Zovio is an education technology services company that partners with higher education institutions and employers to deliver innovative, personalized solutions to help learners and leaders achieve their aspirations. The Zovio network, including Fullstack Academy and TutorMe, leverages its core strengths to solve priority market needs through education technology services. Using proprietary advanced data analytics, Zovio identifies the most meaningful ways to enhance the learner experience and deliver strong outcomes for higher education institutions, employers, and learners. Zovio's purpose is to help everyone be in a class of their own.

Read More

Education Technology

EdTech Leader VIPKid Expands its Global Education Platform

VIPKid | December 20, 2021

Today, VIPKid, a leading global education technology company, officially released an updated global platform, which will be accessible to students around the world. The global platform represents the company's commitment to achieving its mission to inspire and empower every child for the future. "This is an exciting day for the VIPKid community. Our new global platform will enable us to connect more students around the world with dedicated teachers for immersive and engaging online learning." Cindy Mi, VIPKid Founder and CEO For nearly a decade, VIPKid, which Cindy founded in 2013 and formally launched in 2014, has inspired millions of children through engaging instruction and created enduring human connections spanning vast distances. Now, as the company looks to the future, learnings gleaned over the past eight years uniquely position VIPKid for continued global success. The company's passionate community of online teachers, and experience delivering over 200 million live online classes to over 1 million students, has proven the platform's depth of capabilities and opens up new opportunities for VIPKid to partner with other edtech platforms that offer world-class learning instruction. The new global platform can be accessed in multiple languages, will enable far more students to benefit from VIPKid's award-winning curriculum, and aims to provide online educators with more opportunities to inspire students around the world. Developed by VIPKid's Research Institute and perfected over 8 years, the company's curriculum was meticulously crafted based on in-depth research to personalize learning for each student and has now been updated to serve both global and regional audiences. "Over the last few months, VIPKid's team has worked diligently to expand our global platform and update our curriculum for new audiences," explains Cindy of the company's new transition. "I want to thank all of our internal teams and vast teacher community for sticking with us as we embark on a new journey, and I want to thank them for their commitment to continue achieving VIPKid's mission as we launch our global platform." About VIPKid VIPKid is a global education technology company and a leader in children's online education. Since its founding in 2013 and formal launch in 2014, VIPKid has connected students with experienced online educators for real-time learning. VIPKid's mission is to inspire and empower every child for the future and is committed to unleashing the power of the world's best educators by bringing their world-class learning product to a global audience. VIPKid envisions a global classroom that empowers students and teachers through personalized learning, connects cultures across the world, and ignites a passion for lifelong learning.

Read More

Continuing Education

Learnfully, a Tech-Enabled Personalized Learning Service, Launches to Bring Personalized Learning to Scale

Learnfully | December 13, 2021

Learnfully, a first of its kind personalized learning platform, today announced its initial fundraising and emergence from stealth.With 1 in 5 students diagnosed with learning differences — and countless more dealing with emotional and developmental obstacles, Learnfully empowers all individuals to gain access to the most effective learning approach for them. Learnfully tailors a programming plan to their needs based on the expertise of educators and connects them with proven specialists to provide individual instruction. "For too long our system has overlooked those who learn differently and left them to fend for themselves, instead of emphasizing their strengths and catering to their unique challenges. We're proud to launch Learnfully to bring personalized learning solutions to scale for all learners and empower them to reach their potential." Letha McLaren, CEO & Co-Founder, Learnfully The launch of the Learnfully platform is especially timely given the ongoing COVID-19 pandemic, as many learners are struggling to adapt to a digital environment. In fact, the Brookings institute found that students may make just 70% of the reading gains this year compared to the progress they'd see in a normal school year; this forecast found the gains would be less than 50% for mathematics. While other offerings only tackle tutoring services or an initial assessment, Learnfully takes a holistic approach to every learner. Its assessment includes human insights which complement its groundbreaking technology platform that analyzes information, responses, and measurable impressions to create and maintain each learner's profile and plan. Based on these inputs, Learnfully creates curated learning plans and provides access to specialized professionals, such as educational and behavioral therapists, tutoring services, insights, and instructions. Once a learner begins programming, Learnfully adjusts the educational approach on the fly through its feedback and progress engine, as behaviors and emotions can change rapidly. This helps learners, parents, and educators ensure that both short- and long-term goals are attainable. The result is the only true end-to-end solution — from assessment to instruction — available. "Learnfully seamlessly helped my two kids from assessment to tutoring plan to finding the right instructor," said Joy Leonard, a California parent of two Learnfully learners. "The highly targeted learning sessions have been invaluable, making an enormous impact on my kids' abilities in a short period of time." Learnfully is co-founded by Letha McLaren and Suchi Deshpande. McLaren has more than 20 years of diverse product management, marketing and business leadership experience in the technology and energy industries. Deshpande previously served as a product leader at MuleSoft, Edmodo, Opya and more. "During the pandemic, parents have a front-row seat to their children's education, and many are realizing that they learn differently — and yet they have nowhere to turn for guidance," says Suchi Deshpande. "As a parent of neurodiverse kids, I know firsthand how challenging it is to navigate the educational landscape. Learnfully helps parents seamlessly get the support they need to unlock all learners' potential." Learnfully raised $1.25 million in initial funding. Investors include Amol Deshpande, CEO & Co-Founder of Farmers Business Network, founder of Divergent Investments. Goodwater Capital, Incite.org, Figure Eight Investments and other investors also participated in the round. "Learnfully is a mission-driven start-up focused on providing technology and specialists to children with learning differences," said Swati Mylavarapu, Founder of Incite.org "At Incite, we’re believers in Learnfully’s mission to better outcomes for neurodivergent learners and their families by empowering them with tailored support. Keely and I are proud to support Suchi and Letha in making this important mission central to the company they’re building.” Learnfully is a win-win for educators and learners alike. “Millennial families seek bespoke, digital-first learning solutions where they can access world class experts from the comfort of their homes,” said Diana Anthony, a K-12 teacher turned education investor, and Co-founder and Managing Partner of Figure Eight Investments. “Learnfully is bringing this model to neurodiverse learners and their families, providing them with unprecedented access to the educators and behavioral specialists that can transform their educational experience.” Learnfully offers great benefits to professionals as well: they are matched with a learner that needs their skills and learns best with their teaching style. These learning sessions cater to the educator's schedule, so they can accommodate additional work. Educators, behaviorists, tutors, and therapists can all apply to join the platform. Accepted professionals gain unlimited support services, content resources, and access to an unparalleled educational community. About Learnfully Learnfully is on a mission to ignite learning and unlock the potential of every learner. Based in San Francisco, Learnfully is a tech-enabled personalized learning service, empowering all individuals to gain access to insights into the most effective learning approach and build a programming plan based on the expertise of educators. Through its groundbreaking tech platform, best-in-class learning assessment, and expert educator network, Learnfully delivers true engagement and tangible results for every learner.

Read More

Education Technology

The University of Arizona Global Campus (UAGC) Partners with the National Sheriffs' Association to Provide Tuition Benefits to its Members

Zovio | December 24, 2021

The University of Arizona Global Campus (UAGC) proudly announced today a new education partnership with the National Sheriffs' Association. The new partnership offers 35% off tuition for bachelor's and master's programs for qualifying members of the National Sheriffs' Association and their immediate family members. The program is open to its 22,000 members nationwide, and selection is subject to terms and conditions. "We are extremely pleased to welcome the National Sheriffs' Association to the UAGC family. There is no greater power than the power of education, and we take great pride in helping people strive to learn more. We look forward to watching sheriff department members from across the country discover new opportunities by choosing to continue their lifelong learning journey." University President Paul Pastorek Sheriffs' departments work to serve and protect citizens all around this country every day. The new partnership with UAGC provides a flexible online model and class format conducive to the scheduling demands that go along with working in this vital profession. Coursework can be completed from any location and students are afforded the opportunity to take classes that accommodate their lifestyle and schedule. Students can leverage their employer-sponsored tuition program to start or complete a degree through courses that, depending on the degree level, last five or six weeks which enable them to study at the times that work best for them. The program is managed by Zovio Employer Solutions (ZES), which is an important service provided by Zovio. Zovio Employer Solutions helps more than 1,300 companies and organizations across the country optimize usage of their corporate tuition assistance programs in partnership with the University of Arizona Global Campus. This includes full tuition grants and reduced tuition programs through the University of Arizona Global Campus. "Zovio has and will continue to work strategically with UAGC to explore new pathways to support student success," said Zovio's CEO Randy Hendricks. "In partnership with the University of Arizona Global Campus, Zovio Employer Solutions looks to educate and serve more students, including adult learners seeking to reskill and upskill. We look forward to serving the National Sheriffs' Association." About University of Arizona Global Campus The University of Arizona Global Campus ("Global Campus" or "UAGC") is an independent university that is operated in affiliation with the University of Arizona. Global Campus is designed to provide flexible opportunities for working students from diverse backgrounds who seek to gain knowledge and skills that will help them to achieve their life and career goals. Global Campus is accredited by the WASC Senior College and University Commission (WSCUC) and is one of the nation's most innovative online universities with approximately 35,000 students. UAGC offers more than 50 degrees at the associate, bachelor's, master's and doctoral levels. About Zovio Zovio is an education technology services company that partners with higher education institutions and employers to deliver innovative, personalized solutions to help learners and leaders achieve their aspirations. The Zovio network, including Fullstack Academy and TutorMe, leverages its core strengths to solve priority market needs through education technology services. Using proprietary advanced data analytics, Zovio identifies the most meaningful ways to enhance the learner experience and deliver strong outcomes for higher education institutions, employers, and learners. Zovio's purpose is to help everyone be in a class of their own.

Read More

Education Technology

EdTech Leader VIPKid Expands its Global Education Platform

VIPKid | December 20, 2021

Today, VIPKid, a leading global education technology company, officially released an updated global platform, which will be accessible to students around the world. The global platform represents the company's commitment to achieving its mission to inspire and empower every child for the future. "This is an exciting day for the VIPKid community. Our new global platform will enable us to connect more students around the world with dedicated teachers for immersive and engaging online learning." Cindy Mi, VIPKid Founder and CEO For nearly a decade, VIPKid, which Cindy founded in 2013 and formally launched in 2014, has inspired millions of children through engaging instruction and created enduring human connections spanning vast distances. Now, as the company looks to the future, learnings gleaned over the past eight years uniquely position VIPKid for continued global success. The company's passionate community of online teachers, and experience delivering over 200 million live online classes to over 1 million students, has proven the platform's depth of capabilities and opens up new opportunities for VIPKid to partner with other edtech platforms that offer world-class learning instruction. The new global platform can be accessed in multiple languages, will enable far more students to benefit from VIPKid's award-winning curriculum, and aims to provide online educators with more opportunities to inspire students around the world. Developed by VIPKid's Research Institute and perfected over 8 years, the company's curriculum was meticulously crafted based on in-depth research to personalize learning for each student and has now been updated to serve both global and regional audiences. "Over the last few months, VIPKid's team has worked diligently to expand our global platform and update our curriculum for new audiences," explains Cindy of the company's new transition. "I want to thank all of our internal teams and vast teacher community for sticking with us as we embark on a new journey, and I want to thank them for their commitment to continue achieving VIPKid's mission as we launch our global platform." About VIPKid VIPKid is a global education technology company and a leader in children's online education. Since its founding in 2013 and formal launch in 2014, VIPKid has connected students with experienced online educators for real-time learning. VIPKid's mission is to inspire and empower every child for the future and is committed to unleashing the power of the world's best educators by bringing their world-class learning product to a global audience. VIPKid envisions a global classroom that empowers students and teachers through personalized learning, connects cultures across the world, and ignites a passion for lifelong learning.

Read More

Continuing Education

Learnfully, a Tech-Enabled Personalized Learning Service, Launches to Bring Personalized Learning to Scale

Learnfully | December 13, 2021

Learnfully, a first of its kind personalized learning platform, today announced its initial fundraising and emergence from stealth.With 1 in 5 students diagnosed with learning differences — and countless more dealing with emotional and developmental obstacles, Learnfully empowers all individuals to gain access to the most effective learning approach for them. Learnfully tailors a programming plan to their needs based on the expertise of educators and connects them with proven specialists to provide individual instruction. "For too long our system has overlooked those who learn differently and left them to fend for themselves, instead of emphasizing their strengths and catering to their unique challenges. We're proud to launch Learnfully to bring personalized learning solutions to scale for all learners and empower them to reach their potential." Letha McLaren, CEO & Co-Founder, Learnfully The launch of the Learnfully platform is especially timely given the ongoing COVID-19 pandemic, as many learners are struggling to adapt to a digital environment. In fact, the Brookings institute found that students may make just 70% of the reading gains this year compared to the progress they'd see in a normal school year; this forecast found the gains would be less than 50% for mathematics. While other offerings only tackle tutoring services or an initial assessment, Learnfully takes a holistic approach to every learner. Its assessment includes human insights which complement its groundbreaking technology platform that analyzes information, responses, and measurable impressions to create and maintain each learner's profile and plan. Based on these inputs, Learnfully creates curated learning plans and provides access to specialized professionals, such as educational and behavioral therapists, tutoring services, insights, and instructions. Once a learner begins programming, Learnfully adjusts the educational approach on the fly through its feedback and progress engine, as behaviors and emotions can change rapidly. This helps learners, parents, and educators ensure that both short- and long-term goals are attainable. The result is the only true end-to-end solution — from assessment to instruction — available. "Learnfully seamlessly helped my two kids from assessment to tutoring plan to finding the right instructor," said Joy Leonard, a California parent of two Learnfully learners. "The highly targeted learning sessions have been invaluable, making an enormous impact on my kids' abilities in a short period of time." Learnfully is co-founded by Letha McLaren and Suchi Deshpande. McLaren has more than 20 years of diverse product management, marketing and business leadership experience in the technology and energy industries. Deshpande previously served as a product leader at MuleSoft, Edmodo, Opya and more. "During the pandemic, parents have a front-row seat to their children's education, and many are realizing that they learn differently — and yet they have nowhere to turn for guidance," says Suchi Deshpande. "As a parent of neurodiverse kids, I know firsthand how challenging it is to navigate the educational landscape. Learnfully helps parents seamlessly get the support they need to unlock all learners' potential." Learnfully raised $1.25 million in initial funding. Investors include Amol Deshpande, CEO & Co-Founder of Farmers Business Network, founder of Divergent Investments. Goodwater Capital, Incite.org, Figure Eight Investments and other investors also participated in the round. "Learnfully is a mission-driven start-up focused on providing technology and specialists to children with learning differences," said Swati Mylavarapu, Founder of Incite.org "At Incite, we’re believers in Learnfully’s mission to better outcomes for neurodivergent learners and their families by empowering them with tailored support. Keely and I are proud to support Suchi and Letha in making this important mission central to the company they’re building.” Learnfully is a win-win for educators and learners alike. “Millennial families seek bespoke, digital-first learning solutions where they can access world class experts from the comfort of their homes,” said Diana Anthony, a K-12 teacher turned education investor, and Co-founder and Managing Partner of Figure Eight Investments. “Learnfully is bringing this model to neurodiverse learners and their families, providing them with unprecedented access to the educators and behavioral specialists that can transform their educational experience.” Learnfully offers great benefits to professionals as well: they are matched with a learner that needs their skills and learns best with their teaching style. These learning sessions cater to the educator's schedule, so they can accommodate additional work. Educators, behaviorists, tutors, and therapists can all apply to join the platform. Accepted professionals gain unlimited support services, content resources, and access to an unparalleled educational community. About Learnfully Learnfully is on a mission to ignite learning and unlock the potential of every learner. Based in San Francisco, Learnfully is a tech-enabled personalized learning service, empowering all individuals to gain access to insights into the most effective learning approach and build a programming plan based on the expertise of educators. Through its groundbreaking tech platform, best-in-class learning assessment, and expert educator network, Learnfully delivers true engagement and tangible results for every learner.

Read More

Events